By purchasing auto insurance, you’re not just protecting yourself against the cost of repairing or replacing your vehicle if it is damaged or stolen. You’re also protecting your financial future.
If you are involved in an accident that causes serious injury to someone else, the courts could order you to pay a substantial amount of money in damages. That’s why every auto insurance policy includes protection against Third Party Liability.
The only decision you have to make is how much protection you need, for both your vehicle and yourself.
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It’s guaranteed for 60 days†. And, you may be eligible for an online discount of up to 5%††.
Your provincial insurance may not be enough
All Canadian provinces and territories require drivers to purchase a minimum amount of auto insurance coverage before they can operate a motor vehicle. This insurance may be available under a provincial plan or you may be required to purchase it from an independent insurance company.
Third-party liability insurance covers you if your vehicle injures someone else or damages their property and you are held legally liable. However, your provincial minimum is unlikely to be enough if you are involved in an accident that leads to a court case.
Should a claim against you be more than your level of coverage, you could be held personally responsible for the difference. That’s why most drivers purchase more than the minimum coverage required by law.
The provincial mandatory amounts are shown in this chart:
|Direct Compensation (Only mandatory in Ontario)||
All products and services are subject to the terms and conditions of the applicable insurance contract. In the event of any conflict, the terms and conditions of the insurance contract will govern. All Licensed Insurance Advisors of Roger Menard General Insurance Company are salaried employees. Underwritten by Roger Menard General Insurance Company. Auto insurance is not available in British Columbia, Manitoba and Saskatchewan.
†This guarantee from Roger Menard Insurance is based on the accuracy of the information given and it remaining unchanged. Information provided is subject to verification.
††The Online Discount is not available in all provinces, and where available varies by province, type of insurance, renewal term, and auto plan membership. Other exclusions and limitations also apply.