Employee Disability Income Protection Insurance

You want to give your employees the kind of comprehensive long term disability income protection and support services they’d get at a large corporation — and we make it possible.

Beyond the traditional benefits, our plans include value-added services, convenient online administrative tools and personalized contact that benefit both your employees and your business.

We can help you design the long term disability income protection program that best suits your company. Contact us today.

Small businesses feel the impact more

In a small business operation like yours, the majority of the responsibilities are distributed among few people. This means the loss of just one employee to a disability can have a significant impact on your business.

We work to get your employees back to work

Your employees can protect their most valuable asset – their ability to earn an income. Our disability income protection plan provides a monthly benefit that your employees can use to pay other financial obligations such as rent, mortgage and everyday expenses, until they are able to return to work.

Claims service

If one of your employees submits a claim, it’s assigned to a Disability Specialist for handling. Our Disability Specialists have access to a team of specialized medical and vocational experts to assist in the evaluation of each claim and return to work opportunities, where appropriate.

Work-Life Employee Assistance Program (EAP)

This important service provides confidential, 24-hour, toll-free access to professional advice, referrals and counseling to you, your employees and family members, all while helping your employees remain productive at work. Our Work-Life EAP can also help you manage company issues such as personnel conflict and employee absenteeism.

Best Doctors®1 service

You, your employees, their eligible spouse and dependents will also have access to our Best Doctors service. This service provides a combination of information and access to the best medical care.

With a global database of over 50,000 renowned physicians, the Best Doctors service works with the individual’s treating physician to consult top medical experts to redefine or confirm a medical diagnosis and treatment. In addition, they can locate qualified specialists to meet an individual’s particular medical needs.

children under the age of 26

®1 Best Doctors is a registered trademark of Best Doctors, Inc., in the United States and other countries, and is used under license.

Author: car health