Below are common questions and answers about preparing for a paramedical examination, and some additional information that you may find helpful.
What is a paramedical examination?
A health professional will record your medical history, measure your height and weight, take blood pressure readings, and obtain a urine sample.
What is the difference between a paramedical and a medical examination?
A medical examination is more comprehensive than the paramedical examination described above. During a medical examination, in addition to recording your history and vital statistics, a doctor will also perform a full physical examination including listening to your chest, palpating your abdomen, and examining your eyes, ears and throat.
My agent told me I have to have ‘vitals’ done, what are ‘vitals’?
“Vitals” or vital statistics are the measured height, weight, and blood pressure readings as measured by a health professional. “Vitals” do not include a medical history and take only a few minutes to perform.
What information should I take with me?
Be sure to have all of your doctor(s)’s contact information, including full name(s) and address (es), phone/fax number, as well as a list of your medications.
When should I schedule my appointment?
You should be sure to schedule your appointment at a time and place that are convenient for you. It may be stressful for you to have an appointment at the end of a busy work day or a day of traveling, so be sure to take this into consideration.
Where will the appointment be?
Typically a paramedical can be done at your home, office, or the paramedical company’s office- whichever you prefer. A medical examination must be done at either the doctor’s office or the paramedical company’s office in their examining room.
How do I prepare for a blood test?
For best results on your blood test, you should fast for 12 hours prior to the blood being drawn, unless otherwise recommended for medical reasons. For your convenience, you may want to schedule your appointment first thing in the morning. The intake of any food or liquid during the fasting period can affect the results of your blood test.
I drink a lot of coffee. Will a few cups on the day of my examination affect my results?
Drinking multiple cups of coffee may affect your blood pressure readings and pulse.
Can I go to the gym on the day of my examination?
You should not exercise strenuously just before a paramedical exam or before giving a urine sample.
Important things to know:
A test for cotinine (a by-product of nicotine) in your saliva or urine test will be performed.
Wear light clothing for weighing in: 2lbs of heavy clothing can make a big difference in preferred underwriting.
You can have the results of your blood test, urine test, and ECG sent to your doctor by signing a form/letter requesting that this be done
It is very important that you fully disclose your medical history. Non-disclosure or providing incorrect information can have a serious impact on the validity of your insurance contract.